Resources
Credit Cards, Friend or Foe? By Stephen Morgan OK as has been said before, the Festive Season approaches, the time of year when we all end up being slightly silly at the Office Xmas Party and then wake up the following morning wishing the night Read more...
|
Resources
How To Get An Auto Loan If You Have Bad Credit By Chris Chandler Are you in need of a new car, but are afraid it's impossible because of your bad credit? Well, the fact is that, today, consumers with bad credit have a wide variety of options available to them in Read more...
|
Resources
Minimum Credit Requirements to Buy a Home with 100% Financing By Ron Stone Obtaining a mortgage for 100% of the purchase price of a home is much more common today than a few years ago since most people don’t have a bunch of money to put down. Also, in many cases the buyer Read more...
|
|
#Welcome to
Credit Cards - your comprehensive credit card fraud resource.
Below, you'll find extensive information
on leading credit card fraud articles and products to help you on your
way to success.
Top 10 Credit Card Usage Tips By Devin Gilliland Credit cards are often misused, and as a result of this misuse lass than savvy financial planners end up in more trouble with credit cards than they had ever anticipated. By following these top 10 tips, you will end up in less trouble and you will ultimately save money. The fundamental thing to remember is that credit cards are only a short term solution, and should never be used to provide finance in the long term. Many people forget to apply this rule, and ultimately end up in trouble as a result.
1. Consider how you are going to use your credit card. Do you intend to clear your balance at the end of the month, or will you not be able to finance this for two months?
2. Calculate the total amount of expenses you are likely to incur over the course of a year, by applying formula within a providers proposal, to your likely repayment and borrowing requirements. Now work out what is the cheapest.
3. Consider working with a larger company that is regulated by the appropriate bodies and for the safest option, work with a company that is a listed company or one that is owned by a listed company.
4. Protect your account details at all cost, and ensure that you are careful about the companies that you contract with. If in doubt, pay with cash or go elsewhere.
5. Shopping online? Look for companies that use a third-party payment provider like “Pay Pal” or “World Pay”. Also
All Headline News - Breaking News The latest top breaking news, U.S., world, business, politics, entertainment, celebrities, sports, technology, and
more. News and Content For Websites Get instant access to affordable and easy to use news, weather and other content for your website. News, Sports, Celebrity Gossip, Entertainment content and
more... delivered automatically. Federal Judge Orders Release Of 5 Algerian Terror Suspects (AHN) (AHN) - A federal judge ordered Thursday the immediate release of five Algerian terror suspects detained at the Guantanamo Bay prison because the source of evidence against them was not credible. - Thu, 20 Nov 2008 18:15:10 GMT Late Sell Off Sends Wall Street Even Lower (AHN) (AHN) - Another end of day sell off sent the major indices to fresh multi-year lows for a second consecutive session. The S&P 500 closed at levels not seen since April 1997. - Thu, 20 Nov 2008 17:14:18 GMT Alaska Sen. Ted Stevens Thanks Colleagues In Last Senate Speech (AHN) (AHN) - Sen. Ted Stevens (R-AK) on Thursday spoke for the last time on the floor of the chamber he had worked in for the last four decades, saying he bore no ill-will to any of his colleagues and expressing hope that the day would come when he can "remove the cloud that surrounds" him. - Thu, 20 Nov 2008 14:08:19 GMT Gallup Poll: 57 Percent Of Americans Support Hillary As Secretary Of State (AHN) (AHN) - Majority of Americans support President-elect Barack Obama naming Sen. Hillary Clinton (D-NY) as secretary of State, the latest Gallup poll said on Thursday. - Thu, 20 Nov 2008 14:07:54 GMT Rep. Pete Sessions Elected Chair Of National Republican Congressional Campaign Committee (AHN) (AHN) - House Republicans on Wednesday elected Rep. Pete Sessions (R-TX) to succeed Rep. Tom Cole (R-OK) as chair of the National Republican Congressional Campaign Committee. - Thu, 20 Nov 2008 13:17:03 GMT U.S. Weekly Initial Jobless Claims Jump Again To 16-Year High (AHN) (AHN) - U.S. weekly initial jobless claims for insurance increased by 27,000 to 542,000, reaching a 16-year high, during the week ending November 15, according to the data released by the Labor Department on Thursday. - Thu, 20 Nov 2008 12:30:24 GMT Longest-Serving Congressman Loses Bid To Keep Key Committee Chairmanship (AHN) (AHN) - A day after gaining the support of a House leadership panel, Rep. Henry Waxman (D-CA) narrowly won the chairmanship of the House Energy and Commerce Committee against the longest-serving member of the House. - Thu, 20 Nov 2008 12:25:54 GMT HUD Officials Say Mortgage Assistance Program Failed To Provide Help To Those In Need (AHN) (AHN) - Housing and Urban Development Secretary Steve Preston admitted on Thursday government and private efforts to help troubled homeowners are not hitting their targets as more houses continue to be foreclosed. - Thu, 20 Nov 2008 11:54:48 GMT
– always ensure that when you complete a payment, that the address bar reads https:// rather than http://. This means that the data is encrypted.
6. Only carry the credit cards with you that you intend to use. If you carry too many then you are just asking for trouble, because it will take you longer to notice when they go missing.
7. Hold onto any receipts and keep a note of all credit card transactions that you have been party to. If you are ever in doubt about a transaction contact your credit card provider immediately.
8. Always check your statements in detail, and try and do this as often as possible. The longer you wait, the less likely you will be to remember transactions, and the less time you will have to do something about it.
9. Never use your credit card as a way of financing purchases that you are not certain you will be able to afford in the near future. If you have a job for example that is ending in 2 months, then ensure that your credit card balance will be zero for that time. This will eliminate the risk of you not being able to keep up repayments, should your contract not be renewed or you not being able to get a new job.
10. Remember that you can always churn. Always keep abreast with pricing in the market, and don’t be scared to move provider to attain better prices, this can often be the best way to ensure that you save the most money. This article is written by Devin Gilliland publisher for credit-wisdom and jetclient.com
|
|
We strive to provide only quality articles, so
if there is a specific topic related to credit that
you would like us to cover, please contact us at any time.
And again, thank you to those contributing daily
to our credit card fraud website.
All Headline News - Breaking News The latest top breaking news, U.S., world, business, politics, entertainment, celebrities, sports, technology, and
more.Federal Judge Orders Release Of 5 Algerian Terror Suspects (AHN) (AHN) - A federal judge ordered Thursday the immediate release of five Algerian terror suspects detained at the Guantanamo Bay prison because the source of evidence against them was not credible. - Thu, 20 Nov 2008 18:15:10 GMT
|