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Resources
Show the World Who You Root for with Sports Credit Cards
By Morgan Hamilton
Many people love to showcase their love for sports through a bumper sticker or a t-shirt. The credit card companies realized that this could be a good way to attract people to their credit cards. Read more...
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Resources
The Truth About Credit Report Monitoring Services
By Stephen Snyder
"Hello, this is the fraud department of American Express, is Stephen Snyder available?"That's what my assistant Brenda heard when she answered the phone recently.I quickly called back.The gentleman Read more...
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Resources
Credit Ratings: The Holy Grail for Credit Card Companies
By Devin Gilliland
When it comes to getting a credit card it is fair to say that consumers are awash with offers flowing from all places. The finance market provides stability for both consumers and businesses, but Read more...
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(C) High level of understanding of course content; development of relevant skills to a high level; demonstration of a high level of interpretive and analytical ability and achievement of all major objectives of the course; some minor objectives fully achieved.
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#Welcome to
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Credit Repair: Repair Bad Credit Card Debt Yourself
By Deanna Mascle
Credit repair and eliminating your credit card debt does not mean that you have to hire an expensive credit repair service. In fact, if you want to fix your credit you can do it yourself for free. I cannot promise that it will be easy but despite the glib promises made by professional services those are not easy either.
Do not sign a contract committing yourself to an expensive credit repair service. Do not buy any books or software to help you fix your credit. Instead focus on three simple and free steps to rid yourself of bad credit.
First, go the root of the matter. Run your credit reports, every consumer gets a free credit report from the three major reporting agencies every year. Plus if you have had a credit application denied recently you can ask for a report at that time. You do not need to pay for your credit report or join a program to get access to it. This will give you a good picture of your credit situation but you should also collect the recent statements from each of your creditors. Not only will these give you valuable contact information for the next two steps but it usually offers the most up-to-date information regarding your payments, balance, and interest rates.
Once you have summarized your situation it is time to move on to step two which is simple -- empty your wallet of credit cards. Cut them up and throw them out, but then you need to take another important step. Close those accounts and do not sign up for any more cards
All Headline News - Breaking News
The latest top breaking news, U.S., world, business, politics, entertainment, celebrities, sports, technology, and
more.
Biden Questions McCain's Judgment In Convention Speech (AHN)
(AHN) - Just minutes after becoming the official vice presidential candidate of the Democratic Party by a voice vote, Sen. Joe Biden brought to bear his working-class roots and foreign policy expertise to accuse Sen. John McCain for supporting an administration that destroyed the American dream. - Thu, 28 Aug 2008 00:16:55 GMT
HIV Infections In New York Three Times Higher Than U.S. Rate (AHN)
(AHN) - Residents of New York City are contracting the virus that causes AIDS at three times the national rate, according to data released by the New York City health department on Wednesday. - Wed, 27 Aug 2008 23:47:21 GMT
Coast Guard Ship With Aid Supplies Docks In Georgian Port (AHN)
(AHN) - A U.S. Coast Guard ship delivering part of $20 million in humanitarian aid to displaced Georgians docked Wednesday in this Black Sea port instead of in the port of Poti, which Russian troops still control. - Wed, 27 Aug 2008 22:43:17 GMT
Bill Clinton: Obama Is On The Right Side Of History (AHN)
(AHN) - Any lingering divisions among Democrats were surely swept away on Wednesday when former President Bill Clinton declared in no uncertain terms his support for Sen. Barack Obama. - Wed, 27 Aug 2008 22:35:27 GMT
U.S. Troops To Give Control Of Iraq Province To Iraqi Forces (AHN)
(AHN) - U.S. forces in Iraq will soon transfer control and security of the largest Iraqi province to local forces. - Wed, 27 Aug 2008 21:20:03 GMT
Clinton Makes Last Pitch For Unity; Suspends Voice Vote To Nominate Obama (AHN)
(AHN) - Democrats have officially nominated Sen. Barack Obama for president of the United States on Wednesday after a state-by-state roll call vote that was suspended by a motion from former rival Sen. Hillary Clinton asking for a simple vote by acclamation. - Wed, 27 Aug 2008 20:01:55 GMT
News and Content For Websites
Get instant access to affordable and easy to use news, weather and other content for your website. News, Sports, Celebrity Gossip, Entertainment content and
more... delivered automatically.
New Orleans In Path Of Gustav, Repeat Of Katrina Devastation Feared (AHN)
(AHN) - New Orleans residents are bracing for another Katrina-like devastation as Louisiana, together with Florida and Texas, are the likely landfall of approaching Tropical Storm Gustav, which left 22 dead in the Caribbean Wednesday. - Wed, 27 Aug 2008 19:52:46 GMT
Republicans Exclude Drilling In Alaska's Protected Region From Party Platform (AHN)
(AHN) - The Republican Platform Committee decided on Wednesday to omit support for drilling in Alaska's Arctic National Wildlife Refuge out of concerns that it could undermine the campaign of Sen. John McCain. - Wed, 27 Aug 2008 18:39:45 GMT
until your credit is once more good. If you continue to add to your debt then you will not solve your problems.
The final step to repair your bad credit and eliminate your credit card debt will take the longest and involve the most hard work and stress. Now you will need to make a plan of action. The first step is to stop making any payments on your credit cards. Now, set aside the money you would use to make those payments for a few months. When the credit card companies start calling about your delinquent payments be polite but be clear that you cannot pay the bill at this time although you are working on a plan to clear your debts. Tell them not to call again until next month. Minimum payments will never clear your debt and it is best to consolidate the money until it matches a sum that will be able to do you the most good. Once you have enough money to pay about one-third of one of your bills (assuming a few months have passed) then call the company and offer your one-third payment. Some companies might jump at that settlement and others may negotiate for a while. It is very likely that through standing firm, consolidating your payments, and waiting them out that most of your creditors will settle for half or less (on average).
You can do your own credit repair and eliminate your credit card debt without outside help with these three simple steps. Simply summarize your situation, empty your wallet, and work the phones. You can do it.
Deanna Mascle shares more advice in her blog Credit Repair at answersaboutcredit.com where you can also download the free ebook "What To Do When Your Credit Goes Bad"
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And again, thank you to those contributing daily
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All Headline News - Breaking News
The latest top breaking news, U.S., world, business, politics, entertainment, celebrities, sports, technology, and
more.Biden Questions McCain's Judgment In Convention Speech (AHN)
(AHN) - Just minutes after becoming the official vice presidential candidate of the Democratic Party by a voice vote, Sen. Joe Biden brought to bear his working-class roots and foreign policy expertise to accuse Sen. John McCain for supporting an administration that destroyed the American dream. - Thu, 28 Aug 2008 00:16:55 GMTHIV Infections In New York Three Times Higher Than U.S. Rate (AHN)
(AHN) - Residents of New York City are contracting the virus that causes AIDS at three times the national rate, according to data released by the New York City health department on Wednesday. - Wed, 27 Aug 2008 23:47:21 GMTCoast Guard Ship With Aid Supplies Docks In Georgian Port (AHN)
(AHN) - A U.S. Coast Guard ship delivering part of $20 million in humanitarian aid to displaced Georgians docked Wednesday in this Black Sea port instead of in the port of Poti, which Russian troops still control. - Wed, 27 Aug 2008 22:43:17 GMTBill Clinton: Obama Is On The Right Side Of History (AHN)
(AHN) - Any lingering divisions among Democrats were surely swept away on Wednesday when former President Bill Clinton declared in no uncertain terms his support for Sen. Barack Obama. - Wed, 27 Aug 2008 22:35:27 GMTU.S. Troops To Give Control Of Iraq Province To Iraqi Forces (AHN)
(AHN) - U.S. forces in Iraq will soon transfer control and security of the largest Iraqi province to local forces. - Wed, 27 Aug 2008 21:20:03 GMTNews and Content For Websites
Get instant access to affordable and easy to use news, weather and other content for your website. News, Sports, Celebrity Gossip, Entertainment content and
more... delivered automatically.Clinton Makes Last Pitch For Unity; Suspends Voice Vote To Nominate Obama (AHN)
(AHN) - Democrats have officially nominated Sen. Barack Obama for president of the United States on Wednesday after a state-by-state roll call vote that was suspended by a motion from former rival Sen. Hillary Clinton asking for a simple vote by acclamation. - Wed, 27 Aug 2008 20:01:55 GMTNew Orleans In Path Of Gustav, Repeat Of Katrina Devastation Feared (AHN)
(AHN) - New Orleans residents are bracing for another Katrina-like devastation as Louisiana, together with Florida and Texas, are the likely landfall of approaching Tropical Storm Gustav, which left 22 dead in the Caribbean Wednesday. - Wed, 27 Aug 2008 19:52:46 GMTRepublicans Exclude Drilling In Alaska's Protected Region From Party Platform (AHN)
(AHN) - The Republican Platform Committee decided on Wednesday to omit support for drilling in Alaska's Arctic National Wildlife Refuge out of concerns that it could undermine the campaign of Sen. John McCain. - Wed, 27 Aug 2008 18:39:45 GMT
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